Pt YJPhD 1855 P 938 In the Hindu Mythology story Mahabharat Bheema kept his promise till the end. (i) Appreciation and critical review of promise for Loan for the youth without interest 18-35, From a Civil Servant perspective , what about when they reach 36 ? and how many youths can put a land as guarantee to get a loan? How many youths of that age range can really repay a monthly house loan ? There are some 'rumours' of an Alliance PMSD-MSM, so maybe Hon Duval who has been Minister of Finance in the past, can enlighten the Population on the issue, how to get good loan from banks and insurances. (ii) Opinion on NHDC to a community X, again Very good, many houses to Community X, while Hindus/Muslim are doing sacrifices, ‘RINTER’’ to buy a land, house and that Same Community X does not respect Hindus and Muslims. And if it is a Government measure , they will most probably have to pay SICOM all their lives.